Malta is considered to be a developed nation. The developmental stage of a nation is determined by a number of factors including, but not limited to, economic prosperity, life expectancy, income equality, and quality of life. As a developed nation, Malta is able to provide its citizens with social services like public education, healthcare, and law enforcement. Citizens of developed nations enjoy a high standard of living and longer life expectancies than citizens of developing nations. Each year, Malta exports around $5.11 billion and imports roughly $7.44 billion. 3.5% of population in the country are unemployed. The total number of unemployed people in Malta is 15,123. In Malta, 16.3% of the population lives below the poverty line. The percentage of citizens living below the poverty line in Malta is fairly high, but is not reason for complete concern with regard to investments. Potential financial backers should look at other economic markers, including GDP, urbanization rate, and strength of currency, before making any decisions regarding investments. Government expenditure on education is 6.4% of GDP. The Gini Index of the country is 27.9. Malta is experiencing high equality. Differences in income among citizens are only mildly significant. Malta has a Human Development Index (HDI) of 0.829. Malta has a high HDI score. This indicates that the majority of citizens will be able to attain a desirable life while providing substantial aid and assistance to citizens with lower living standards. The strength of legal rights index for Malta is 2. Overall, it is considered to be rather weak - bankrupcy and collateral laws are unable to protect the rights of borrowers and lenders in case of credit-related complications; credit information, if any at all, is scarce and hardly accessible.

Currency
The currency of Malta is euro. There are several plural forms of the name 'euro'. These are euro, euros. The symbol used for this currency is €, and it is abbreviated as EUR. The euro is divided into Cent; there are 100 in one euro.

Credit rating
The depth of credit information index for Malta is 0, which means that information, if any, is scarce, of insufficient details and almost inaccessible. According to the S&P credit-rating agency, Malta has a credit rating score of BBB+, and the prospects of this rating are stable. According to the Fitch credit-rating agency, Malta has a credit rating score of A+, and the prospects of this rating are stable. According to the Moody's credit-rating agency, Malta has a credit rating score of A3, and the prospects of this rating are stable.

Central bank
In Malta, the institution that manages the state's currency, money supply, and interest rates is called Central Bank of Malta. Locally, the central bank of Malta is called Bank Ċentrali ta’ Malta. The average deposit interest rate offered by local banks in Malta is 2.7%.

Public debt
Malta has a government debt of 43.3% of the country's Gross Domestic Product (GDP), as assessed in 2012.